OCEN – Next step towards Financial Inclusion in India?
India has a population of 1.3 billion people spread across the length and breadth of the country, with majority...
What is e-RUPI & and how it is a big leap in the Digital Payments Ecosystem in India
Launched in August 2021 by Prime Minister Narendra Modi, e-RUPI is a new digital payment solution for seamless...
Decentralized Finance: Building a new finance ecosystem for Cryptocurrency in India
With having the highest fintech adoption rate of 87% in emerging markets, as compared to global average of 64% (as...
What are the new RBI norms with regard to recurring card payments? – All you need to know
Have you recently started receiving mails/SMS from various banks and service providers asking to re-register...
Account Aggregators – Digitizing Transactions
What is an Account Aggregator? Account Aggregator (AA) is a compilation of all the Financial data from bank...
Banking as a Service (BaaS) – Entering into a New Era of Financial Ecosystem
From the past few years, there has been an increase in the number of sectors like Travel, Retail, SAAS, etc...
Cryptocurrency Banking – Will Crypto co-exist or replace cash in the near future?
With the global cryptocurrency market now worth more than $3 trillion, this is something which cannot be...
3-D Secure 2.0 – Making transactions Simpler and Safer
Preventing fraud plays a significant role in the digital payments space. We must have encountered many frauds, both...
Tokenization: Creating a stir in the Payments Industry
In today’s world, increasing online frauds and cyberattacks are causing security and trust issues among the...
PCI DSS: The standard for card security
Buoyed by the festival season euphoria, credit card transactions for the first time crossed INR 1 Lakh Crore in...
Embedded Credit – A great lever for B2B e-commerce platforms
Merchants & retailers rely on credit to run and grow their businesses and expand their customer base. Easy...
Will the internet-free digital payments UPI Lite take off in India?
What is UPI Lite? The National Payments Corporation of India (NPCI) is working on a new solution called UPI...